The time to sign-up for your 2026 Schwab Insurance Medicare plan is October 15–December 7.
We partner with a network of pharmacies to ensure our plan members can easily access their medications. In most cases, your prescriptions are covered only if they are filled at an in-network pharmacy or through our mail-order pharmacy service. We will fill prescriptions at non-network pharmacies under certain circumstances.
The formulary is a list of Part D drugs that Clover Health covers for medically necessary purposes. Our comprehensive formulary includes both brand-name and generic drugs that are covered by Clover Health.
You can easily find out if your medication is included and see which Tier it is in. See the plan benefit details for copay details. Please keep in mind that we may update our formulary throughout the year.
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