Medicare Advantage
An all-in-one alternative to Original Medicare that often bundles hospital, medical and drug coverage, and may include extras like dental and vision.
Explore Medicare Advantage plans →Schwab Insurance Group
(903) 808-3588
Independent Medicare Agency
Medicare, explained simply.
Robert Schwab helps you compare Medicare Advantage, Medicare Supplement and drug plans, with no pressure and no cost to you.
- Licensed insurance agent
- Free, no-obligation review
- Local, personal service
- Support all year, not just at enrollment
Find the Medicare coverage that fits you
Original Medicare covers a lot, but not everything. Most people add one of the options below.
Medicare Supplement
Also called Medigap. Helps pay costs Original Medicare leaves behind, such as deductibles and coinsurance, with the freedom to see any provider that accepts Medicare.
Explore Medicare Supplement →Part D Drug Plans
Stand-alone prescription drug coverage. We check your medications against each plan’s formulary and pharmacy network.
Explore Part D plans →Key Medicare dates to know
Missing a window can mean a late penalty or waiting a full year. We keep track so you do not have to.
- Initial EnrollmentA 7-month window around your 65th birthday: 3 months before, the month of, and 3 months after.
- Annual EnrollmentOctober 15 to December 7 each year. Review and change your Advantage or drug plan.
- Advantage Open EnrollmentJanuary 1 to March 31. If you are in an Advantage plan, you may switch to another or return to Original Medicare.
- Special EnrollmentMoves, loss of coverage and other life events may open a window outside the usual dates.
Why people work with Schwab Insurance Group
- Independent guidance, not a one-size-fits-all pitch
- Plain-English explanations of premiums, copays and networks
- Your doctors and prescriptions checked before you enroll
- Help with paperwork, and a person to call when you have questions later
- Never a fee to you for our help
Ready for a straight answer?
Tell us a little about your situation and Robert Schwab will follow up to schedule a free conversation that fits your schedule.
Request a Call BackCommon questions
When should I sign up for Medicare?
Most people first become eligible at 65. Your Initial Enrollment Period is seven months long, starting three months before the month you turn 65. Signing up on time helps you avoid late penalties.
Does it cost anything to work with you?
No. Our help is free to you. Plan premiums are the same whether you enroll with an agent or directly.
Can I keep my doctors?
That depends on the plan. Supplement plans work with any provider that accepts Medicare. Advantage plans use networks, so we check yours first.
Not sure which plan fits? Let us compare them for you.
There is no cost to talk it through. We will review your doctors, prescriptions and budget, then explain your options in plain English.