Medicare Advantage Plans
Hospital, medical and often drug coverage in one plan, with extra benefits.
How Medicare Advantage works
Medicare Advantage (Part C) plans are offered by private insurers approved by Medicare. They must cover everything Original Medicare Part A and Part B covers, and many include prescription drug coverage and extras.
What plans may include
- Hospital and medical coverage
- Prescription drug coverage (in most plans)
- Dental, vision and hearing benefits
- Fitness programs and over-the-counter allowances
- A yearly limit on in-network out-of-pocket costs
Benefits vary by plan and county.
Plan types
| Type | How it works |
|---|---|
| HMO | Use in-network providers; a primary care doctor often coordinates referrals. |
| PPO | More flexibility to see out-of-network providers, usually at higher cost. |
| SNP | Special Needs Plans for people with certain conditions or who qualify for Medicaid. |
Is it right for you?
Advantage can be a good fit if you want one plan with predictable copays and extra benefits and you are comfortable with a network. We check that your doctors, hospitals and prescriptions are covered before you enroll.
You must be enrolled in Parts A and B and live in the plan’s service area.
Not sure which plan fits? Let us compare them for you.
There is no cost to talk it through. We will review your doctors, prescriptions and budget, then explain your options in plain English.